Alternative Lending and Less than Perfect Credit
For many years, a buyer with less than sterling credit found it almost impossible to get a mortgage loan. Fortunately, we now have more flexibility in offering you a loan even if you have had credit problems. Many people with past credit problems are good honest people who fully intended to pay their bills on time but suffered a financial catastrophe beyond their control – high medical bills, the loss of a job, or other unforeseen event which caused them to fall behind and even declare bankruptcy in some cases. More>>
Applying for Your Home Loan
You want a new home but are more than a little overwhelmed with the process to obtain a loan. Our mortgage bankers know just how intimidating a loan process can be, whether you are a first time home buyer or have bought many homes in the past. But, don’t worry. Our staff has helped literally thousands of customers just like you. More>>
Putting a Lock on Your Interest Rate
When you talk with your MMC mortgage banker, be sure to discuss the advantages and disadvantages of locking the interest rate. There are many things to consider when you are making your decision. Depending on the current direction of interest rates and the individual circumstances of your mortgage transaction it may or may not be advantageous to lock your rate at the time of your loan application. More>>
Refinancing
Each month thousands of Americans refinance their mortgage. Should you refinance? There is no simple right or wrong answer to the question; it all
depends on your individual needs, interest rates, and your current
mortgage terms. The refinancing process is much like the original mortgage process because refinancing is simply paying off your old mortgage and taking out a new mortgage. More>>
MMC's Step-by-Step Loan Process
We make it easy! And we work to ensure that the entire loan process goes smoothly to help you get the loan you need as quickly as possible. Here's the entire process from start to closing and beyond to ensure your road to home ownership is fast and easy. More>>
Why Be Preapproved for a loan?
The simple answer is that you will know in advance how much you will be able to borrow to buy your dream home. Then you can target your search to a price range you are confident you can afford and avoid the disappointment of finding that the house you want is beyond your reach. More>>
